Practical Steps You Can Take To Overcome the ‘Money Problem’ If you are looking for...
Career and Job Change Challenges
Yes, but I can’t afford it…
Making a career or job change is a big move, and one of the main stumbling blocks that stops people like you from making the move is fear about the financial implications.
Do you say:
"I’d love to change my job but I just can’t afford it."
This is a common concern from career change clients, so if this is a refrain that is going through your head, don’t worry, you are not alone.
But what is to be done about it?
Does the issue of money have to be a permanent barrier to the career or job change you are dreaming about?
The answer is NO!
How to tackle your money worries
I recommend the same two sided approach to dealing with your financial concerns about career and job change.
Step One – Let’s get practical
There are many practical ways in which you can begin to manage your finances better and to put in place careful financial planning to make your career change a reality. It will not all fall into place overnight, but if you feel really strongly about taking up a new career direction, then you will make the commitment you need to get your finances in place to support your dreams.
Key steps you need to take include:
- Review your current finances and expenditure
- Research what financial commitment is needed for your new career plans
- Estimate what financial backstop will be needed to tide you over the change
- Start to build up the financial resources you need using a range of different tactics
These are not impossible steps to take. As always, the secret is to start with small manageable steps and then just keep going.
Persistence pays off.
Step Two - Challenge your thinking
Let’s face it, our work is usually our main source of income, so no wonder money and work are tied up together in our minds.
So the other side of this two sided approach to the money worries associated with career and job change is to ask you to spend some time really getting to grips with your beliefs about money.
Ignore this step at your peril!
However careful you are about handling the practical side of your finances, you can still be tripped up by these unconscious beliefs.
Key steps include:
- Take some time to think about your relationship towards money.
- Review the messages about money that you got from your family.
- Look at how other people deal with their money – what can you learn?
- Explore ways that you can begin to challenge and change some of these beliefs.
This kind of reflection can take some time. There may be quite a lot to discover and challenge, so allow yourself to mull these issues over and make notes in your Career Change Project File.
Review and challenge your beliefs about money An important career change tip to follow when you are...